When we were children our parents and teachers asked us what we wanted to be when we grow up. Some said doctors, singers, veterinarian, fire fighter, or even a princess. As we mature and get older school becomes very serious as we strive to do and be the best. Our parents teach us that if you want to have all the nice materialistic things in life, you have to work hard for them and eventually go to a good college. High school in the beginning is simply fun and not too hard but towards the end it is said to help determine your future. College is expensive and many kids and adults cannot afford it even with assistance. Many begin saving for college when their child is young if they are financially able to do so at the time.
There are different types of colleges like a trade school, online, a big university and community college. The most expensive and exclusive would be the university. Many college graduates with a certificate, associates or even bachelors degree still have trouble finding work. It’s now being debated that the college degree is now the equivalent of a high school diploma pre 21st century. Majority of students are unable to find work and still drowned in their student debts anywhere from 10,000 to 26,000 per year. This is the first generation different from the past, because the American dream has now became an American nightmare and the ability to be middle class is no longer as easy as going to college and in a few years working and paying off all your student debts. The total in the U.S for student debt as of 2011 is nearly 1 trillion dollars $899,979,033,164 to be exact and keep in mind this rate is increasing as the day goes on.
Your credit score is something with great importance, because it determines your ability to purchase a car, buy a new house, how much you pay for insurance, and even student loan rates. Insurance is a necessity in America. You need insurance for your home, auto and for your life. As long as your income to debt ratio is good than you can receive student loans to help you begin paying for college and hopefully the interest rate is not high. College is a stressful step in life, but also an unforgettable one, so let us help you make sure you have the best insurance for you.
Here at Leinweber Insurance we offer many different carriers such as safe co, progressive, travelers and various others. Feel free to give us a call at (303) 719-0364 or stop in the office so we can accommodate you with a quote or answer any questions or concerns you may have.
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